Smart routing & back-up scenarios

Save transactions, achieve the highest possible approval rates and increase cost efficiency.

Why smart routing?

The smart routing engine patented by PayU offers more than 100 routing configurations to ensure that every possible scenario a merchant may face is accounted for.  Merchants can route payments according to credit card issuer, the geographical location where the payment was made, or the location where a card was issued, and more. Payment A/B testing for routing configurations is also an option.

Benefits for smart routing

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Smart Routing Engine​

Patented by the United States Patent & Trademark Office in 2021, our Smart Routing Engine runs on AI/ ML technology to provide advanced analytics, real-time data, and approval rates monitoring to our merchants.

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Dedicated Team

We have a global response dedicated team carrying out a 24/7 proactive monitoring of merchant approval rates to keep them amongst the highest in the industry. 

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