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PayPo – pay in 3 installments or in 30 days

Your clients can pay in 30 days and, if they need more time, continue in installments – or they can choose to pay in 3 monthly installments right from the start. Meanwhile, you can boost sales and average basket value while building customer loyalty.

PayPo – Benefits

Higher basket value

Increased shopping cart value – the value of transactions with PayPo is up to 60% higher compared to traditional payment methods.

Less abandoned shopping carts

Up to 15-20% of undecided customers return to make a purchase when they learn about the deferred payment option.

Customer loyalty

Higher customer loyalty – customers using PayPo purchase online on average twice as often.

New clients

PayPo solutions are designed for clients who do not have a credit card but want access to simple credit solutions.

Premium products

Higher conversion rate for premium and non-discounted products – with the deferred payment option, customers decide to purchase even more expensive products more easily and quickly.

Seasonal sales

Increase in seasonal sales – BNPL/ Slice payments increase the value of orders during seasonal sales, as customers are more likely to decide to purchase more products.

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The customer selects PayPo as the payment method, and PayPo pays for their order in the store

For first-time purchases, the customer first provides their basic data. The maximum order amount allowed for a first transaction is 800 RON. After verification, PayPo pays for the order and PayU transfers the funds to the store. In subsequent cases, the customer confirms the transaction with an SMS code only – quickly and easily. PayPo pays for the customer’s order in the online shop, so that the shop receives the payment immediately. The customer pays the amount to PayPo at a later date if they opt for deferred payment. If they choose to pay in three equal installments at 0% interest, the first installment is charged after 30 days, the second after 60 days, and the third after 90 days.

The customer's possibilities increase over time

The purchase limit can be up to 2500 RON (depending on the assessment of financial capacity). This allows the customer to afford more – take advantage of sales, buy gifts for themselves or their loved ones, or purchase premium products, which increases sales in the online shop.

Customers gain a number of benefits

Payment within 30 days with an option to extend into installments, or direct payment in 3 equal installments at 0% interest, plus an increasing limit- benefits that encourage customers to return and shop more frequently and in larger amounts. The possibility of paying for an order at a later date and not having to freeze funds is a model that appeals to an increasing number of consumers.